範例報告

一份真實的審核報告,對象是我們自家網站

這就是客戶收到的評估報告,完整呈現,未經刪改:同一套評分準則、同樣的檢查項目、同樣的計算方法。我們先在自家網站上執行,無論結果如何,都會公開。

報告不會預測排名,也不會預估流量。它量度網站現有的內容,指出欠缺之處,並公開每個數字背後的權重,讓報告中的任何數字都能根據其附錄重新計算。

這份報告背後的掃描於2026年9月9日執行,在公開評分準則的125項檢查中,取得了93項的結果:104項計分檢查中的81項(其中7項不適用於此網站),以及21項只作報告的檢查中的12項。其餘32項並未在這次掃描中執行;所有檢查項目均列於評分準則頁面。

AIqSight
Specimen

Technical assessment · HDB Calculator SG

93 checks. Two fail, seven carry a warning, and the business is not linked to its profiles elsewhere.

Prepared for HDB Calculator SG · hdbcalculator.com

Assessment date 9 September 2026 · Reference SPECIMEN · Rubric 0.3.0 · test map 0.2.0

89.8BAND B · OF 100

Search SEO

92.4BAND A · OF 100

AI Visibility

74 scored checks · 12 reported, not scored · 7 not applicable

65 pass 7 warn 2 fail

T7 — sitemap <lastmod>
1/27 missing lastmod. One of two failed checks.

Reading the two numbers together. They are never averaged. Search SEO (89.8) measures how well the site is built to be crawled, indexed and ranked; AI Visibility (92.4) measures how well it can be read, understood and cited by an assistant. Neither predicts a ranking, and neither is a forecast: they describe what was measurable on 9 September 2026, against published criteria reproduced in Appendix A.

01 · THE FAILURE T7 — sitemap <lastmod> Section 3, page 6 — worth 4.0 points on its own, and minutes of work.
02 · THE THREE ACTIONSEN2, S4, I3 Section 1, page 3 — what each recovers if fixed alone, and what all 9 recover together.
03 · THE SCOPEAll 27 URLs reached; 6 read in depth Section 1, page 3 — stated beside the score it qualifies, not behind it.
Reference SPECIMEN Prepared by Olivier Jobert · AIqSight Version 1.0 · issued 9 September 2026
AIqSightTechnical assessment · hdbcalculator.com · 9 September 2026

About this document

Contents, basis and control

  1. Sec. 1Scores and the three actionsWhere the site stands, what recovers most, and what the score covers3
  2. Sec. 2Where the site stands, by areaEvery category of the rubric, its shape and its contribution4
  3. Sec. 3Findings and recommendationsEvery open finding, with evidence, effort and owner6
  4. Sec. 4Risk and business impactWhat the open findings put at stake for a site of this size11
  5. App. AHow the score is builtFormula, weights, bands, severities and the two rules that move a letter12
  6. App. BTest results in fullAll 74 scored checks, grouped by category, each with its own output14
  7. App. CReported but not scoredThe 19 checks excluded from the arithmetic, and why18
  8. App. DBasis of preparationScope, method, crawlers named, limits, responsibilities19

Scope and basis

This report states the result of an automated technical assessment of hdbcalculator.com, run on 9 September 2026 against published criteria (Rubric 0.3.0 · test map 0.2.0, reproduced in Appendix A). All 27 URLs declared in the sitemap were fetched for status and for the link graph. The tests that read a page in depth — structured data, headings, answer structure, authorship, fact density — read the homepage and a 5-page sample. Every figure in this document is a check's own output or arithmetic on those outputs. No figure was produced by a language model.

Document control

Reference
SPECIMEN
Version
1.0 — issued 9 September 2026
Prepared by
Olivier Jobert, AIqSight
Prepared for
HDB Calculator SG (owner)
Distribution
Published as a specimen
Criteria
Rubric 0.3.0 · test map 0.2.0
Supersedes
Nothing — first issue

How to read it

Each section carries a so-what line in italic under its title: read only those and you have the argument. Every finding carries a reference (EN2, S4, I3 …) which is the check's own identifier and is stable between reports, so a re-scan can be compared row by row.

Colour is used once and consistently — red is a failed check, amber is a warning, green is a pass, grey is excluded from the score, and teal is this document's own voice.

What this report does not do

It does not predict a ranking, promise a position, or forecast traffic or revenue. It measures what was there on 9 September 2026, names what is missing, and publishes the arithmetic so that any figure in it can be recomputed from Appendix A and Appendix B without asking us.

Reference SPECIMENPage 2 of 20Specimen
AIqSightTechnical assessment · hdbcalculator.com · 9 September 2026

Section 1 of 4 · Scores

Scores and the three actions

65 of 74 scored checks pass and two fail. The three actions below recover 5.0 Search SEO and 5.4 points of AI Visibility; all 9 together recover 10.2 and 7.6.

89.8 BSearch SEO
92.4 AAI Visibility
2Failed checks
7Warnings
19Excluded from the score

What the two scores cover — read this before the numbers

Both scores are crawl-only: no Search Console, no analytics, no backlink data and no field performance data — no LCP, INP or CLS was measured. All 27 URLs reached; 6 read in depth; the scope in full is in Appendix D.

Where the site stands. Search SEO reads band B and AI Visibility band A (the band table is in Appendix A). The rubric drops a letter at 8 open findings on an axis — this site has 7 on Search SEO and 4 on AI Visibility — and the cap binds only on a severity-5 failure, where the most severe failure here is severity 2.

Where it fails. T7 — sitemap <lastmod>. 1/27 missing lastmod. It recovers 1.3 Search SEO points and is minutes of work.

What I recommend, in this order

Ref.ActionSearch ptsAI ptsEffortOwner
EN2The business is not linked to its profiles elsewhere
identity links (sameAs) — no sameAs on the primary entity
—+4.0minutesWeb developer
S4Articles are not marked up as articles
article schema type — WebApplication, FAQPage, BreadcrumbList
+1.0+1.4minutesWeb developer
I3Some sitemap pages are not linked from the pages we read
orphan detection — 1 orphan(s)
+4.0—daysWeb developer
Three actions+5.0+5.4daysRemaining 6: Section 3

Points are not additive. Each figure above is what that fix recovers on its own; two fixes in one category share a denominator. Fixing all 9 recovers 10.2 and 7.6 points — computed once, not added up (Appendix A).

If you do one thing this week

In the homepage's Organization or LocalBusiness JSON-LD block, add a sameAs array listing the profiles the business actually controls or appears in, starting with the ones that identify rather than merely present: the company register entry and LinkedIn before the social accounts. That recovers 4.0 AI Visibility points.

Reference SPECIMENPage 3 of 20Specimen
AIqSightTechnical assessment · hdbcalculator.com · 9 September 2026

Section 2 of 4 · By area

Where the site stands, by area

Both scores are a weighted mean of category values. Every weight, count and contribution is printed so the headline can be recomputed from these two pages alone.

Search SEO — 89.8 of 100 (band B)
CategoryWeightChecks on this axisPass / warn / failValueContribution
Indexability & Crawl222121 / 0 / 0100.022.0
Performance Foundations1686 / 2 / 085.013.6
On-Page & Meta1287 / 1 / 095.211.4
Structured Data1243 / 1 / 091.711.0
Rendering844 / 0 / 0100.08.0
Internal Linking & Semantics810 / 1 / 050.04.0
E-E-A-T743 / 1 / 086.46.0
Images / Media511 / 0 / 0100.05.0
Sitemaps & Discovery543 / 0 / 175.03.8
Freshness311 / 0 / 0100.03.0
Social Cards222 / 0 / 0100.02.0
11 active categories · 3 not applicable1005889.8

The two axes overlap. 14 of the 74 scored checks score on both axes, so this column and the AI column on the next page cannot be added together. Re-normalisation. 3 Search SEO categories are not applicable to this site (E-commerce, Local, International). Their weight leaves the denominator entirely rather than scoring zero, so the active weights re-normalise to 100 and the site is not penalised for lacking what it has no reason to have.

Three categories rest on a single test

Internal Linking & Semantics, Images / Media, Freshness carry the full category weight on one check each. Read those values as narrow, not as a verdict on the whole discipline the name suggests.

Performance Foundations is not Core Web Vitals

This run measured server response time, compression, cache headers, image weight, image dimensions and script loading. It did not measure LCP, INP or CLS, in the field or in a lab, so the category is named for what was measured. A field-data run would change this value in either direction.

Reference SPECIMENPage 4 of 20Specimen
AIqSightTechnical assessment · hdbcalculator.com · 9 September 2026

Section 2 of 4 · By area (continued)

Where the site stands, by area

AI Visibility — 92.4 of 100 (band A)
CategoryWeightChecks on this axisPass / warn / failValueContribution
Answer Extractability2044 / 0 / 0100.020.0
Structured Data1643 / 1 / 091.714.7
Fact Density / Original Data1433 / 0 / 0100.014.0
AI Crawler Access1233 / 0 / 0100.012.0
Rendering (non-JS)1044 / 0 / 0100.010.0
Entity / Knowledge-Graph1031 / 1 / 150.05.0
E-E-A-T / Authority943 / 1 / 086.47.8
Freshness611 / 0 / 0100.06.0
Images / Multimodal311 / 0 / 0100.03.0
llms.txt033 / 0 / 0100.00.0
10 active categories1003092.4

llms.txt carries weight 0. Measured and reported, and contributing nothing to the score, because no answer engine has been shown to read it. It sits in the table so that its absence from the arithmetic is visible rather than silent.

Why two scores and never one

A site can rank well and be uncitable, or be beautifully structured for an assistant and invisible in search. Averaging the two hides exactly the finding an owner is paying to see, so the two numbers are published side by side and never blended. They share the modules that score on both axes, which is why one fix can move both columns at once in Section 3.

Where the AI score loses its points

Entity / Knowledge-Graph scores 50.0 and E-E-A-T / Authority scores 86.4; every other active category is above that. What the value measures is in Appendix B, check by check.

What a value of 100 means

Every scored check in that category passed — not that the category was examined exhaustively. The depth of each is in Appendix B.

Where a security check sits

The response-header checks — strict transport, content-type options, frame protection, referrer policy — are scored inside the crawl category. They are low severity and they are not crawl properties; they raise that row's pass count without describing crawling.

Reference SPECIMENPage 5 of 20Specimen
AIqSightTechnical assessment · hdbcalculator.com · 9 September 2026

Section 3 of 4 · Findings

Findings and recommendations

Two failed checks and seven warnings, ordered by what each recovers against what it costs to fix. Each carries the check's own output as evidence, so the observation can be verified without us.

01 · EN2

The business is not linked to its profiles elsewhere

FailSeverity 4

Observed  The homepage's Organization block declares the business but carries no sameAs array, so the site links itself to no register entry, no professional profile and no encyclopedia record.

EN2 · identity links (sameAs) · no sameAs on the primary entity — the site asserts no identity of its own beyond this domain · looked for a sameAs array on the Organization node of the homepage structured data

What it means  Your website does not link to your other profiles: a company register entry, a LinkedIn page, a Wikidata or Wikipedia record. Search engines and AI assistants cannot confirm it is the same business, so a similar name can be mistaken for yours.

Recommendation  In the homepage's Organization or LocalBusiness JSON-LD block, add a sameAs array listing the profiles the business actually controls or appears in, starting with the ones that identify rather than merely present: the company register entry and LinkedIn before the social accounts.

Recovers aloneSearch — · AI +4.0
Effortminutes
OwnerWeb developer
Management responseaccept / defer / reject — date, owner
02 · S4

Articles are not marked up as articles

WarningSeverity 2

Observed  The sampled content page declares itself as an application rather than as what it is. The type that applies is Article or BlogPosting, with a question-and-answer type kept only where a real question-and-answer block is on the page.

S4 · article schema type · WebApplication, FAQPage, BreadcrumbList

What it means  The schema type on content pages does not match what those pages are, which is a weaker signal than no schema at all because it asserts something incorrect.

Recommendation  Correct the @type on the content template to the type that genuinely applies.

SEO / AI trade-off  Carries a trade-off Marking answers up for extraction can let an assistant answer the reader in full, so the reader never arrives. Publish it anyway: an unread page earns nothing either. Where the trade-off is real it is marked, as here.

Recovers aloneSearch +1.0 · AI +1.4
Effortminutes
OwnerWeb developer
Management responseaccept / defer / reject — date, owner
Reference SPECIMENPage 6 of 20Specimen
AIqSightTechnical assessment · hdbcalculator.com · 9 September 2026

Section 3 of 4 · Findings (continued)

Findings and recommendations

03 · I3

Some sitemap pages are not linked from the pages we read

WarningSeverity 3

Observed  1 orphan(s) — https://hdbcalculator.com/blog/cpf-accrued-interest-hdb-2026.html

I3 · orphan detection · 1 orphan(s) — https://hdbcalculator.com/blog/cpf-accrued-interest-hdb-2026.html

What it means  Pages in the sitemap are not linked from the homepage or from the pages we sampled. A page that few other pages link to is discoverable in principle and easy to miss in practice, and it receives little of the site's weight.

Recommendation  Link each listed page from a relevant parent page or navigation section. If a page should not be found, remove it from the sitemap rather than leaving the two in disagreement.

Recovers aloneSearch +4.0 · AI —
Effortdays
OwnerWeb developer
Management responseaccept / defer / reject — date, owner
04 · T7

The sitemap does not say when pages last changed

FailSeverity 2

Observed  1/27 missing lastmod

T7 · sitemap <lastmod> · 1/27 missing lastmod

What it means  Your sitemap, the list of pages you hand to search engines, does not say when each page last changed. They cannot tell which pages to revisit first, so newly changed pages wait behind unchanged ones.

Recommendation  Emit a lastmod for every entry from the content's real modification date. An invented or build-time date is worse than none, because it trains crawlers to ignore the field.

Recovers aloneSearch +1.3 · AI —
Effortminutes
OwnerWeb developer
Management responseaccept / defer / reject — date, owner
Reference SPECIMENPage 7 of 20Specimen
AIqSightTechnical assessment · hdbcalculator.com · 9 September 2026

Section 3 of 4 · Findings (continued)

Findings and recommendations

05 · EE4

There is no real way to contact the business

WarningSeverity 3

Observed  The homepage offers one contact route inside the structured data, and no tappable telephone link, no email link and no marked-up postal address a reader or a machine can use directly.

EE4 · a real contact route · 1 route(s): ContactPoint schema — one contact route only — a reader who cannot use it has no alternative

What it means  The homepage markup carries few or no direct ways to make contact — no linked email address, no linked telephone number, no address block. A reader on a phone cannot tap to call, and the business's contact details are not available as data to anything reading the page.

Recommendation  Put the telephone number in a tel: link and the email address in a mailto: link, and mark the postal address up as a PostalAddress in the structured data. Where contact is deliberately routed through a form, say so and give at least one direct route beside it.

Recovers aloneSearch +1.0 · AI +1.3
Efforthours
OwnerContent owner
Management responseaccept / defer / reject — date, owner
06 · EN3

The business is named differently across the site

WarningSeverity 2

Observed  schema "HDB Calculator SG" vs title brand "HDB Calculator Singapore 2026: Affordability, Loan & Grants" — the page names the business two different ways, so the two declarations have to be reconciled before either can be trusted

EN3 · the entity is named consistently · schema "HDB Calculator SG" vs title brand "HDB Calculator Singapore 2026: Affordability, Loan & Grants" — the page names the business two different ways, so the two declarations have to be reconciled before either can be trusted

What it means  The name in the site's structured data does not agree with the name in its title or its social metadata. The site is describing itself two ways, and the discrepancy is the kind that has to be resolved by a person rather than by a rule.

Recommendation  Choose the one form of the name the business uses publicly, and write that same form in all three places: the name in the structured data, the brand segment of the <title>, and og:site_name. Where a registered legal name differs from it, the legal name goes in the structured data's separate legalName field, so the three public names still read the same.

Recovers aloneSearch — · AI +1.0
Effortminutes
OwnerWeb developer
Management responseaccept / defer / reject — date, owner
Reference SPECIMENPage 8 of 20Specimen
AIqSightTechnical assessment · hdbcalculator.com · 9 September 2026

Section 3 of 4 · Findings (continued)

Findings and recommendations

07 · P6

Images are heavier than they need to be

WarningSeverity 3

Observed  1 over 150KB — https://hdbcalculator.com/images/HDBCalculator.png (154KB)

P6 · large images · 1 over 150KB — https://hdbcalculator.com/images/HDBCalculator.png (154KB)

What it means  Oversized images are the most common cause of a slow page and the cheapest to fix. On mobile connections they dominate load time.

Recommendation  Compress and resize to the dimensions actually displayed, serve modern formats with fallbacks, and lazy-load anything below the fold.

Recovers aloneSearch +1.2 · AI —
Efforthours
OwnerHosting / infrastructure
Management responseaccept / defer / reject — date, owner
08 · O2

The search summary line is missing or the wrong length

WarningSeverity 2

Observed  157 chars (>155)

O2 · meta description · 157 chars (>155)

What it means  The meta description does not control ranking, but it is the sentence a searcher reads under the title. When it is missing or truncated, the engine composes its own from page text, and the result is frequently a fragment.

Recommendation  Write a description of roughly 150-160 characters that states what the page offers and gives a reason to click.

Recovers aloneSearch +0.6 · AI —
Effortminutes
OwnerWeb developer
Management responseaccept / defer / reject — date, owner
Reference SPECIMENPage 9 of 20Specimen
AIqSightTechnical assessment · hdbcalculator.com · 9 September 2026

Section 3 of 4 · Findings (continued)

Findings and recommendations

09 · HD7

The server is slow to send the first byte

WarningSeverity 3

Observed  2970ms (slow)

HD7 · TTFB · 2970ms (slow) · one request to the homepage from the scan host; not repeated, no cold or warm distinction

What it means  The server takes a long time to return the first byte. Everything else on the page waits behind it, so no amount of front-end optimisation can compensate, and crawlers reduce their crawl rate against slow servers.

Recommendation  Establish where the time is spent — origin processing, database, or network distance — before optimising. Caching at the edge is usually the largest single improvement for a site serving Hong Kong or Singapore from elsewhere.

Recovers aloneSearch +1.2 · AI —
Effortdays
OwnerHosting / infrastructure
Management responseaccept / defer / reject — date, owner

Nothing else is open. The remaining 65 scored checks pass and are listed with their own output in Appendix B. 19 further checks are excluded from the score in one direction or the other, each with its reason, in Appendix C.

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AIqSightTechnical assessment · hdbcalculator.com · 9 September 2026

Section 4 of 4 · Risk

Risk and business impact

Four failure classes are open. Sized to this property, this page says which of them is real and which is close to noise.

Open findings by failure class
Failure classFindingsMateriality hereWhat it costs this site, at this size
IndexingT7, I3MaterialWhat a machine is told the pages are decides how they are read and quoted. A template-level statement is asserted on every page that shares the template, so one wrong value is repeated across the site at once.
PerformanceP6, HD7ModerateA slow first byte is felt by every visitor on every page. The crawl-budget argument is borrowed from sites with hundreds of thousands of addresses; read this as a reader problem before an indexing one.
IdentityS4, EN2, EN3, EE4MaterialNothing outside this domain corroborates who runs it. That is the signal an assistant most needs before naming a source, and the one a competitor with a register entry and a professional profile already has.
ContentO2ModerateWhat the pages say, and how plainly they say it, decides whether a passage can be lifted as an answer. These are the findings a reader of the page would notice too.

The one that would keep me up. Identity. 4 of the 9 open findings sit in it — S4, EN2, EN3, EE4 — and together they recover 2.0 Search SEO points and 7.7 AI Visibility points. Nothing outside this domain corroborates who runs it. That is the signal an assistant most needs before naming a source, and the one a competitor with a register entry and a professional profile already has.

What would change this page

A field-performance run could move Performance to material or to negligible; today it is sized on server timing alone. A deeper crawl could add findings this run's sample did not see. Neither is guesswork we will print as a risk.

Reference SPECIMENPage 11 of 20Specimen
AIqSightTechnical assessment · hdbcalculator.com · 9 September 2026

Appendix A

How the score is built

Everything needed to recompute both headline figures: the formula, the status factors, the band table, the severity scale, and the two rules that can move a letter without moving a number.

The formula

category_value = 100 × Σ(status_factor × severity) / Σ(severity)

score = Σ(category_value × weight) / Σ(active weight)

Status factors: pass 1.0 · warn 0.5 · fail 0.0. Only scored checks enter either sum. A not-applicable or unscored check leaves the numerator and the denominator, in both directions — it can neither pass nor penalise. Severity is the weight inside a category; the category weight is its weight inside the axis. Nothing else enters the arithmetic.

Bands

LetterScore is at leastThis report
A90.0AI Visibility
B80.0Search SEO
C70.0
D60.0
F0.0

Published here because a letter no reader can check is decoration.

The two rules that can move a letter

Finding-count adjustment. The weighted mean is insensitive to how many findings are open, so the letter — never the number — drops one band at 8 open findings on an axis and two at 12. This report: 7 open on Search SEO, 4 on AI Visibility. No adjustment applied.

Severity gate (the cap). A severity-5 failure caps that axis at 40 and sets band F, whatever the mean says — a site nobody can index has no partial credit. This report: 0 severity-5 failures. Cap not triggered.

Severity, and where it is open

Sev.What it meansTestsOpen here
5The site cannot be indexed or reached at all. Nothing else on the report matters while it holds, and it caps the axis at 40.3—
4A primary signal is broken or absent. Directly costs indexing, ranking or citability.17EN2
3A real defect with measurable impact, but the page still works without it.25P6, I3, HD7, EE4
2Hygiene. Worth fixing, cheap to fix, rarely decisive on its own.24T7, S4, O2, EN3
1Minor. Reported for completeness; a site can be excellent without it.5—
Reference SPECIMENPage 12 of 20Specimen
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Appendix A (continued)

How the score is built

Every category weight, both axes, as published in rubric 0.3.0
Search SEO categoryWeightValueAI Visibility categoryWeightValue
Indexability & Crawl22100.0Answer Extractability20100.0
Performance Foundations1685.0Structured Data1691.7
On-Page & Meta1295.2Fact Density / Original Data14100.0
Structured Data1291.7AI Crawler Access12100.0
Rendering8100.0Rendering (non-JS)10100.0
Internal Linking & Semantics850.0Entity / Knowledge-Graph1050.0
E-E-A-T786.4E-E-A-T / Authority986.4
Images / Media5100.0Freshness6100.0
Sitemaps & Discovery575.0Images / Multimodal3100.0
Freshness3100.0llms.txt0100.0
Social Cards2100.0
E-commerce n/a15—
Local n/a10—
International n/a8—
Active weight10089.8Active weight10092.4

Recovery, and why the figures do not add up

A finding's recovers alone figure is the score recomputed with that one check set to pass and everything else unchanged. Two findings in one category share a denominator, so their individual recoveries overlap and must never be summed. The joint figure is computed the same way, once, with all 9 set to pass: +10.2 Search SEO and +7.6 AI Visibility.

Effort

The toolkit's three-point scale, per finding, independent of its importance: 1 minutes — edit a tag, a file or a header · 2 hours — a template change, a redirect rule, a server setting · 3 days — structural, content or platform work.

Worked example

Entity / Knowledge-Graph holds 3 checks: EN1 (severity 4, pass), EN2 (severity 4, fail), EN3 (severity 2, warn). Category value = 100 × (1·4 + 0·4 + 0.5·2) / (4 + 4 + 2) = 50.0. That category carries weight 10 of 100, so setting EN2 to pass lifts the category and the axis by +4.0. Every figure in this report can be checked that way, from this page and Appendix B.

Where these numbers come from. Rubric 0.3.0 is our transcription of one published scoring document, not an industry standard, and the test map 0.2.0 binds each of the 74 scored checks to exactly one module. Both versions are on the cover so that two reports can be compared only when they were scored by the same rules. Another practitioner's weights would produce another number from the same facts — which is why the weights are printed rather than asserted.

Reference SPECIMENPage 13 of 20Specimen
AIqSightTechnical assessment · hdbcalculator.com · 9 September 2026

Appendix B

Test results in full

All 74 scored checks, grouped by the category each one scores in, each printed with the output it actually returned. The 19 excluded checks are in Appendix C.

Ref.CheckWhat it returnedSev.Result
Indexability & Crawl — 21 checks · Search SEO
T1HTTPS redirect301 -> https://hdbcalculator.com/4Pass
T2www.hdbcalculator.com -> hdbcalculator.com 301301->301->200 -> https://hdbcalculator.com/4Pass
T3www.hdbcalculator.com not just canonical3013Pass
T4/index.html -> / 301301 -> https://hdbcalculator.com/3Pass
T8robots.txt200, references sitemap3Pass
T10custom 404404 with navigation2Pass
T11homepage canonicalhttps://hdbcalculator.com/4Pass
T13robots.txt crawl accesscrawlers may fetch the root5Pass
C1homepage canonical exacthttps://hdbcalculator.com/4Pass
C2/index.html 301s3013Pass
C4internal index.html linksnone2Pass
C5no www.hdbcalculator.com linksnone2Pass
S5noindex checkno page is noindex5Pass
I2sitemap URLs 200all 27 OK4Pass
X3self-referential canonicalall 5 self-canonical4Pass
X4mixed contentno http:// assets4Pass
HD1HSTS headermax-age=31536000; includeSubDomains; preload2Pass
HD2X-Content-Type-Optionsnosniff1Pass
HD3frame protectionset1Pass
HD4Referrer-Policystrict-origin-when-cross-origin1Pass
HD8redirect chain1 hop(s)3Pass
Performance Foundations — 8 checks · Search SEO
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Appendix B (continued)

Test results in full

Ref.CheckWhat it returnedSev.Result
Performance Foundations (continued) — 8 checks · Search SEO
P2LCP fetchpriorityhigh2Pass
P3LCP preloadpresent2Pass
P4image dimensions6/6 have width+height3Pass
P5script defer/async4 head scripts ok2Pass
P6large images1 over 150KB3Warn
HD5compressionbr3Pass
HD6Cache-Controlmax-age=3600, public, must-revalidate2Pass
HD7TTFB2970ms (slow)3Warn
On-Page & Meta — 8 checks · Search SEO
T12meta viewportpresent3Pass
O1title tag59 chars4Pass
O2meta description157 chars (>155)2Warn
O3single H113Pass
O4html langen2Pass
O8article title lengthsall ≤652Pass
X1duplicate titlesall unique3Pass
X2duplicate meta descriptionsall unique2Pass
Structured Data — 4 checks · both axes
S1JSON-LD on homepage3 block(s)4Pass
S2schema types (homepage)Organization, WebApplication, FAQPage3Pass
S3JSON-LD on article3 block(s)3Pass
S4article schema typeWebApplication, FAQPage, BreadcrumbList2Warn
Rendering — 4 checks · both axes
R1content without JS1406 words4Pass
R2headings without JS1 H1, 5 sub-heading(s)3Pass
Reference SPECIMENPage 15 of 20Specimen
AIqSightTechnical assessment · hdbcalculator.com · 9 September 2026

Appendix B (continued)

Test results in full

Ref.CheckWhat it returnedSev.Result
Rendering (continued) — 4 checks · both axes
R3links without JS56 links4Pass
R4client-side app shellno client-side mount point — content is in the HTML4Pass
Internal Linking & Semantics — 1 check · Search SEO
I3orphan detection1 orphan(s)3Warn
E-E-A-T — 4 checks · both axes
EE1content carries an author5/5 sampled page(s) name an author (author/byline class)3Pass
EE2business is identifiableabout and contact pages linked from the homepage3Pass
EE3published policiesprivacy policy linked, also terms, cookie policy2Pass
EE4a real contact route1 route(s): ContactPoint schema3Warn
Images / Media — 1 check · both axes
O9image alt coverage6/6 have alt3Pass
Sitemaps & Discovery — 4 checks · Search SEO
T5sitemap.xml reachable200, 27 URLs3Pass
T6sitemap URL count27 URLs2Pass
T7sitemap <lastmod>1/27 missing lastmod2Fail
I1sitemap URL list27 URLs1Pass
Freshness — 1 check · both axes
O7visible timestamppresent2Pass
Social Cards — 2 checks · Search SEO
O5OG tagsall present2Pass
O6OG image reachable200 https://hdbcalculator.com/images/HDB_main_1200_675.png2Pass
Answer Extractability — 4 checks · AI Visibility
Reference SPECIMENPage 16 of 20Specimen
AIqSightTechnical assessment · hdbcalculator.com · 9 September 2026

Appendix B (continued)

Test results in full

Ref.CheckWhat it returnedSev.Result
Answer Extractability (continued) — 4 checks · AI Visibility
AB1question headings answered directly8/11 answered in 20-120 words4Pass
AB2extractable structures present5/6 page(s) carry a list, table or definition list (16 block(s))3Pass
AB3content is segmented into passages0/6 page(s) over 600 words carry fewer than 2 sub-headings3Pass
AB4sections open self-contained0/43 section(s) open on a bare "this/it/they"2Pass
Fact Density / Original Data — 3 checks · AI Visibility
FD1statistic density411 figure(s) in 7676 words — 5.4 per 100 words4Pass
FD2outbound citations to third-party sources8 external domain(s): cpf.gov.sg, cpfcalculatorsg.com, hdb.gov.sg, iras.gov.sg, mas.gov.sg +3 more3Pass
FD3claims supported by figures3 promotional claim(s), 411 figure(s)2Pass
AI Crawler Access — 3 checks · AI Visibility
AI1AI answer engines can reach the siteall citation crawlers may fetch the root5Pass
AI2citation crawlers individually allowedall 5 may fetch the root4Pass
AI3user-triggered fetchers allowedall 3 may fetch the root3Pass
Entity / Knowledge-Graph — 3 checks · AI Visibility
EN1primary entity declaredOrganization "HDB Calculator SG" (typed node)4Pass
EN2identity links (sameAs)no sameAs on the primary entity4Fail
EN3the entity is named consistentlyschema "HDB Calculator SG" vs title brand "HDB Calculator Singapore 2026: Affordability, Loan & Grants"2Warn
llms.txt — 3 checks · AI Visibility
L1/llms.txt present7447 bytes2Pass
L2llms.txt starts with H1# HDB Calculator SG1Pass
L3llms.txt links resolve10/10 OK2Pass

Reading a row. “What it returned” is the check's own output string, unedited — this is the evidence, not a summary of it. Where a check sampled rather than read everything, the sample is in that string. Severity is the rubric's, fixed per check and not set per site. A check appears once, under the category it scores in; a check that scores on both axes does so from that single row.

Reference SPECIMENPage 17 of 20Specimen
AIqSightTechnical assessment · hdbcalculator.com · 9 September 2026

Appendix C

Reported but not scored

Every check that was run and then left out of the arithmetic, with the reason. Exclusion runs in both directions: none of these could have earned a point, and none could have cost one.

Excluded because the check does not apply to this site — 7 checks
Ref.CheckWhy it does not apply
C3www.hdbcalculator.com canonical (if 200)N/a — www.hdbcalculator.com redirects
HL1hreflang tagsNot applicable: the site declares no alternate-language versions, so there is nothing for this check to compare.
HL2hreflang values validNot applicable: the site declares no alternate-language versions, so there is nothing for this check to compare.
HL3self-referencing hreflangNot applicable: the site declares no alternate-language versions, so there is nothing for this check to compare.
HL4hreflang x-defaultNot applicable: the site declares no alternate-language versions, so there is nothing for this check to compare.
HL5hreflang reciprocityNot applicable: the site declares no alternate-language versions, so there is nothing for this check to compare.
HL6hreflang targets 200Not applicable: the site declares no alternate-language versions, so there is nothing for this check to compare.
Excluded because the check is not a property of the site — 12 checks
Ref.CheckWhy it is not scored
T9ads.txtOnly meaningful if the site sells ad inventory. Absence is not a defect.
H1.htaccess presentReads a server configuration file that cannot be seen from outside the site, and duplicates the redirect and security-header checks, which can.
H2HTTPS redirect ruleSame: the outcome is already measured, from outside, by the HTTPS-redirect check (T1).
H3www -> non-www ruleSame: the outcome is already measured by the www-redirect check (T2).
H4/index.html -> / ruleSame: the outcome is already measured by the /index.html redirect check (T4).
H5security headers (HSTS)Same: the outcome is already measured by the live HSTS header check (HD1).
P1GA4 tagAnalytics choice, not an SEO property. Plenty of good sites use something else or nothing.
I4cross-site linksMeasures a linking convention of our own between properties we run. It describes us, not your site, so it would be meaningless as a score here.
A1AdSense snippetMonetisation, not visibility.
A2AdSense pub-ID matchMonetisation, not visibility.
AI4training-crawler policyReports which model-training crawlers robots.txt refuses. Refusing them is a legitimate business choice that costs no citations, so this check returns information for the report to state rather than a verdict to score.
IN1IndexNow key fileReflects our own publishing practice rather than a property of your site, and is only observable with server access.

Why this appendix exists. A scoring system that silently drops the checks it cannot run flatters every site it touches. Each exclusion above would otherwise have been a free pass on one site and a free failure on another, so all of it is here instead, named, with the exclusion running in both directions: none of these could have earned a point, and none could have cost one.

Reference SPECIMENPage 18 of 20Specimen
AIqSightTechnical assessment · hdbcalculator.com · 9 September 2026

Appendix D

Basis of preparation

What was measured, how, by whom, with what limits, and where the line falls between our responsibility and yours.

Scope

hdbcalculator.com, as served publicly on 9 September 2026. All 27 URLs declared in the sitemap were fetched for status and for the link graph. The tests that read a page in depth — structured data, headings, answer structure, authorship, fact density — read the homepage and a 5-page sample. No page behind a login, no staging host, no subdomain.

Method

Automated checks over the raw HTML, the response headers, robots.txt, the sitemap and llms.txt. Raw HTML only — no JavaScript was executed. That is the right view for AI citability, because most answer engines do not execute it either; it means this report cannot distinguish "missing for everyone" from "present only after JavaScript runs".

What was not used

No Search Console, no analytics, no backlink index, no keyword data, no field performance data, no competitor benchmark. Where a conclusion would have needed one of those, this report says the figure is not available instead of estimating it.

Crawlers named

Where a check reports "all 5" or "all 3", these are the agents tested. Citation and retrieval fetchers (5): OAI-SearchBot, Claude-SearchBot, PerplexityBot, Googlebot, Bingbot. User-triggered fetchers (3): ChatGPT-User, Claude-User, Perplexity-User. Training crawlers (7, reported not scored): GPTBot, ClaudeBot, Google-Extended, Applebot-Extended, CCBot, Bytespider, Meta-ExternalAgent. Blocking a training crawler costs no citations and is a legitimate choice.

Use of AI in preparing this report

No figure, score, status or count in this document was produced by a language model. Every number is a check's output or arithmetic on those outputs, reproducible from Appendix A and Appendix B.

Responsibilities

We are responsible for the accuracy of the measurements and the arithmetic. You remain responsible for the site, for deciding which recommendations to act on, and for the content's factual accuracy. We do not deploy changes as part of this assessment.

Limits — the five that matter most

1. Point in time. 9 September 2026. A site changes; this does not.  2. Sample. Deep checks read 6 pages of 27; a finding on an unsampled page is not here.  3. No field data. No vitals, no traffic, no rankings, so no claim about any of them.  4. No JavaScript. Content that exists only after rendering is invisible to this run.  5. Criteria, not consensus. Rubric 0.3.0 is our published transcription of one scoring document; another practitioner's weights would give another number from the same facts, which is why the weights are printed rather than asserted.

No ranking is promised. Nothing in this report predicts a position, a traffic level or a revenue outcome, and no recommendation in it is conditional on one. The recommendations concern hygiene, indexability and citability: what can be measured before and after, on your own site.

Reference SPECIMENPage 19 of 20Specimen
AIqSight
End of report

What happens next

Fix the nine, then re-measure — the same 74 checks, printed side by side.

A re-scan thirty days after the work is done reprints this document against the same criteria, so the change is observed rather than asserted. Every reference in it is stable between runs, which is what makes the two documents comparable row by row.

ENGAGEMENT OWNEROlivier JobertAIqSight · hello@aiqsight.com
THIS DOCUMENTSPECIMENVersion 1.0 · issued 9 September 2026
RE-MEASUREMENT30 days after sign-offSame rubric, same 74 checks, before and after in one table.
AIqSightPrepared for HDB Calculator SGPage 20 of 20